A $25,000 business line of credit

The entry point into the range we lend is built for businesses that need a modest, dependable buffer rather than a large facility. At this size a line typically covers a handful of recurring needs — a payroll cycle, a small inventory buy, a piece of equipment — and stays available as those needs repeat.

What a line at this size covers

  • Cover one payroll cycle during a collections gap.
  • Buy inventory or materials for a smaller job or season.
  • Handle a repair or a small equipment purchase without a term loan.

Examples for illustration. Permitted uses are set by the terms of your facility.

Sizing and review

A $25,000 limit is generally sized against a business's recent revenue and cash flow, not against a fixed formula we publish. If your needs are larger or more cyclical, a higher limit may be more appropriate, and the application lets you request the range that fits.

Advertised range
$25,000 – $750,000
Pricing
APRs starting at 8.99%
Timing
As quickly as 5 days

Actual APR depends on creditworthiness, underwriting, approval, and applicable terms. Not all applicants qualify for the lowest advertised APR.

Questions, answered clearly

Give your business more room to move.

Business lines of credit from $25,000 to $750,000. APRs starting at 8.99%, with closing and funding as quickly as 5 days.

Apply now

Checking your options does not affect your credit score.

BestLineOfCredit

A direct lender for business lines of credit from $25,000 to $750,000, with APRs starting at 8.99%, for established American small businesses.

Nationwide by design — availability confirmed state by state

Best Line of Credit is a direct lender providing business lines of credit to established U.S. businesses. We are not a loan broker, a lending marketplace, or a comparison service, and we do not match applicants with third-party lenders. Credit lines range from $25,000 to $750,000. APRs starting at 8.99% — actual APR depends on creditworthiness, underwriting, approval, and applicable loan terms, and not all applicants will qualify for the lowest advertised APR. Closing and funding can occur in as quickly as 5 days; timing depends on eligibility, documentation, approval, and the specific transaction, and is not guaranteed. Availability is confirmed state by state. Submitting an inquiry is not an approval, a preapproval, or a commitment to lend. Legal entity details, licenses, and required disclosures will be published once confirmed.

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