Resources
Financing questions, answered without the sales pitch.
We publish what we can stand behind, and we leave out what we cannot verify. Where a term is not disclosed, we say so rather than filling the gap with a typical industry number.
How a business line of credit actually works
A credit limit, not a lump sum. What it means to draw, repay, and draw again, and where the terms can vary.
Read the articleBusiness line of credit vs. term loan
Two different tools for two different cash-flow problems. How to tell which one fits the need in front of you.
Read the articleWhat we review before approving a business line of credit
Revenue, time in business, credit profile, and obligations — how underwriting reads a file, in plain terms.
Read the articleHow to prepare for a business line of credit application
The information that speeds up a file, and the mistakes that slow it down — without overstating what is required.
Read the articleHow to size a business line of credit
Start from your cash conversion cycle, not from the largest number you think you can get.
Read the articleUnderstanding APR on a business line of credit
What APR includes, why an advertised starting APR is not your rate, and the questions worth asking before you sign.
Read the articleGive your business more room to move.
Business lines of credit from $25,000 to $750,000. APRs starting at 8.99%, with closing and funding as quickly as 5 days.
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