Legal

We collect the information you provide when you submit an inquiry or contact us — including your name, business details, contact information, ownership information, and financial estimates. We use it to evaluate your inquiry and, if you choose to proceed, your application for credit.

We do not sell your personal information. We share information with service providers that help us operate the business — such as hosting, secure file storage, identity verification, and analytics — only as needed to run the service, and with regulators or other parties where the law requires it.

You may contact us at hello@bestlineofcredit.com to ask questions about the information we hold or to request an update. This summary is provided for convenience; it does not replace the full privacy disclosures that apply to your situation.

By using this website you agree to these terms. The content on this site is informational and does not constitute an offer to lend, a commitment, or financial advice. Best Line of Credit is a direct lender; we do not act as a broker or a marketplace, and we do not match applicants with third-party lenders.

Submitting an inquiry does not guarantee approval, a specific APR, a specific amount, or a specific funding timeline. APRs start at 8.99%. Actual APR depends on creditworthiness, underwriting, approval, and applicable loan terms, and not all applicants will qualify for the lowest advertised APR.

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Best Line of Credit is a direct lender providing business lines of credit. We are not a loan broker, a lending marketplace, or a comparison service. Applications are made directly to us and are underwritten by us.

Advertised credit lines range from $25,000 to $750,000, with APRs starting at 8.99%. Closing and funding can occur in as quickly as 5 days. Actual APR depends on creditworthiness, underwriting, approval, and applicable loan terms, and not all applicants will qualify for the lowest advertised APR. Timing depends on eligibility, documentation, approval, and the specific transaction, and is not guaranteed.

Additional terms — including fees, repayment structure, draw periods, collateral, and personal guarantee requirements — are set by the agreement applicable to an approved facility. They are not published on this site and should not be assumed from general industry practice.

We do not publish a minimum annual revenue requirement. Revenue and financial information are collected so we can evaluate your inquiry; they are not an automatic eligibility cutoff, and lead qualification is separate from underwriting and any credit decision.

Availability is confirmed state by state. Nothing on this site represents that we are authorized to lend in any particular state until that has been verified. Our intended market is the entire United States.

The legal name of the lending entity, along with licenses and registrations, will be published once confirmed and approved. It is intentionally left unstated here rather than invented. Contact hello@bestlineofcredit.com with any questions.