Raw materials now, revenue after the production run.
Manufacturing converts cash into inventory long before it converts inventory back into cash. Materials, tooling, and labor are spent across a production run, then the finished goods ship, then the invoice is paid. A line of credit covers that conversion cycle so capacity is not limited by the timing of a single customer's payment.
Where the pressure shows up
Input costs and lead times
Raw material prices and supplier lead times move independently of your customer's order schedule.
Large or expedited orders
A big order can require materials and overtime before any of the revenue is collected.
Equipment downtime
Unplanned maintenance or a needed replacement is a fixed cost that arrives without notice.
How a line of credit helps
- Purchase raw materials for a production run.
- Carry the gap between shipping an order and collecting on it.
- Handle maintenance and repair costs without disrupting the production schedule.
Permitted uses are set by the terms of the specific facility. Nothing on this page is a statement of eligibility.
The product, in short
- Credit lines
- $25,000 – $750,000
- Pricing
- APRs starting at 8.99%
- Closing and funding
- As quickly as 5 days
- Who you apply with
- Best Line of Credit, directly
APRs starting at 8.99%. Actual APR depends on creditworthiness, underwriting, approval, and applicable terms. Not all applicants qualify for the lowest advertised APR. Timing depends on documentation, underwriting, and the transaction.
Start your applicationQuestions, answered clearly
Other industries we focus on
Construction & Home Services
Job-based cash flow and material costs that land before the check does.
Healthcare & Medical Practices
Insurance reimbursements and equipment that don't always match the billing cycle.
Wholesale & Distribution
Large purchase orders and the gap between paying suppliers and getting paid.
Give your business more room to move.
Business lines of credit from $25,000 to $750,000. APRs starting at 8.99%, with closing and funding as quickly as 5 days.
Checking your options does not affect your credit score.