Fuel, maintenance, and receivables on three different clocks.
A fleet spends continuously and gets paid in batches. Fuel and maintenance are immediate, driver pay is on a fixed cycle, and broker or shipper payment terms stretch out behind the delivery. A line of credit keeps equipment moving through the interval between delivering a load and collecting for it.
Where the pressure shows up
Fuel and maintenance are immediate
These costs do not wait for a settlement period, and they rise when utilization rises.
Payment terms behind delivery
Broker and shipper terms can run well past the date the load was delivered.
Driver pay cycles
Payroll and contractor settlements are fixed obligations against variable collections.
How a line of credit helps
- Cover fuel and repair costs through a slow collections month.
- Meet driver payroll while receivables are outstanding.
- Take on additional capacity or a new contract without waiting on a settlement.
Permitted uses are set by the terms of the specific facility. Nothing on this page is a statement of eligibility.
The product, in short
- Credit lines
- $25,000 – $750,000
- Pricing
- APRs starting at 8.99%
- Closing and funding
- As quickly as 5 days
- Who you apply with
- Best Line of Credit, directly
APRs starting at 8.99%. Actual APR depends on creditworthiness, underwriting, approval, and applicable terms. Not all applicants qualify for the lowest advertised APR. Timing depends on documentation, underwriting, and the transaction.
Start your applicationQuestions, answered clearly
Other industries we focus on
Construction & Home Services
Job-based cash flow and material costs that land before the check does.
Healthcare & Medical Practices
Insurance reimbursements and equipment that don't always match the billing cycle.
Wholesale & Distribution
Large purchase orders and the gap between paying suppliers and getting paid.
Give your business more room to move.
Business lines of credit from $25,000 to $750,000. APRs starting at 8.99%, with closing and funding as quickly as 5 days.
Checking your options does not affect your credit score.